There are a variety of student loans available to help students finance their education,
including federal, state, and private or alternative loans. Before making a decision
to borrow a student loan, students and parents should review this information.
Student loans do require repayment and students have the right to reduce or cancel a student loan
at any time by notifying the Financial Aid Office in writing.
Federal Direct Loan Programs
Students may apply for a Federal Direct student loan by submitting the Free Application for Federal Student Aid (FAFSA) These loans include the Direct Subsidized Loan, Direct Unsubsidized Loan, and Direct
For more information on subsidized and unsubsidized Direct loans, please visit the
Federal Student Aid website.
For more information on PLUS loans, please visit the Federal Student Aid website.
Private and Alternative Educational Loans
These loans are available through the state and various private lenders. These loans
require a separate application from the FAFSA and eligibility criteria varies for
each lender. The lender will conduct a credit check to determine eligibility and a
co-signor may be required.
*Please note that the TTUHSC provides a list of some available lenders for students to use as starting point and lenders are evaluated
annually for inclusion. Students are not limited to selecting a lender from this list
and the TTUHSC does not receive any benefits in exchange for placing a lender on this
list. A borrower should never be directed to a specific lender by the University.