Student Health Insurance FAQs
Common Insurance Questions
Health insurance is required for all students, but you do not have to purchase the plan available through Academic Health Plans.
Yes, there are options to add coverage for your spouse or any dependents.
You can visit the AHP enrollment page at https://ttuhsc.myahpcare.com/enrollment to purchase a plan for yourself, your spouse, and any dependents.
There are specific enrollment periods for each coverage period. You can visit the AHP website to see the specific dates.
Annual: Mid-June to last day of August
Fall Semi-Annual: Mid-June to Mid-September
Spring Semi-Annual: Mid-December to Mid-March
You have two options for payment when purchasing the AHP insurance plan. You can either pay the full amount at the time of enrollment, or you can start a monthly auto-draft from your banking account. The monthly installment plan requires payment of 2 month's premiums (first and last) at time of enrollment.
If you have lost health coverage after an enrollment period has closed, you are eligible to file a "Qualifying Event" application for coverage. You will need to provide a letter from your previous health insurance provider stating the specific date when your coverage ended.
Other qualifying events include, but are not limited to:
- Birth or adoption of a child
- Loss of a spouse, whether by death, divorce, annulment or legal separation.
Yes. The student health insurance plan gives you access to Academic Emergency Services (AES), which provides you with coverage if you are over 100 miles from home, or are outside your home country. AES offers a wide range of services and benefits, such as help with finding an adequate doctor in an unfamiliar location and getting a prescription when away from home. They also can provide assistance with getting a family member or friend to you if you are hospitalized, or getting you home if you have an illness or death in the family.
If you are sick while at school, you can visit the clinic which your campus has contracted (Student Health Brochure). Distance learning students who have AHP insurance may visit a clinic/urgent care center in their nearby vicinity.
If you are experience a life threatening illness or emergency, please visit the Emergency Room at the hospital closest to you.
It is very important to make sure when you are visiting a doctor, hospital, or urgent care center that they accept Aetna and are also in network with your plan.
To check, you can call the office of the location you are visiting and ask if they take Aetna insurance and if they are in network. You can also visit the AHP website to utilize their "Find a Doctor" tool under benefits.
The AHP insurance plan does NOT cover the following: (This is not a complete list. Check your policy or plan document for other excluded services.)
- Bariatric surgery
- Cosmetic surgery (limited covered services)
- Infertility treatment
- Long-term care